DSCR Cash-out Refinance Calculator

Calculate your debt service coverage ratio and cash-out refinance options

Property Details

$500,000
$300,000
$310,000
1990
$50,000
$3,000

Loan Details

7.500%

Monthly Expenses

$400
$100
$0

Cash-out Refinance Analysis

Loan Summary

Property Value:
$500,000
Maximum Loan Amount (75% LTV):
$375,000
Current Loan Balance:
$300,000
Loan Payoff Amount:
$310,000
Cash-out Amount:
$50,000
New Loan Amount:
$360,000
New Loan-to-Value (LTV):
72.0%

Monthly Payment

Principal & Interest:
$2,517
Property Taxes:
$400
Insurance:
$100
HOA Fees:
$0
Total Monthly Payment:
$3,017

DSCR Analysis

Monthly Rental Income:
$3,000
Total Monthly Payment:
$3,017
Debt Service Coverage Ratio:
0.99
Doesn't Qualify
This property doesn't meet DSCR requirements.

Have Questions or Need Assistance?

Contact our team for more information or to answer any questions about your DSCR Cash-out Refinance options.